Arogya Sanjeevani Health Insurance
Cashless Hospital 5835
Plans Starting @ ₹ 196/Month
Claim Ratio NA%
SBI Health Insurance
SBI Health Insurance offers comprehensive insurance coverage for hospitalization expenses incurred by the policyholder. SBI medical insurance plans cover the insured person for in-patient hospitalization expenses, pre and post-hospitalization costs, day-care treatments and many other healthcare expenses. One can choose from SBI health insurance plans for senior citizens, individual plans, corporate plans and corporate group plans with a flexible policy premium term.
Eligibility Criteria
The minimum eligibility criteria to buy this plan are:
No Medical Check-up upto 55 years
Pre and Post Hospitalization Coverage
Tax Exemption: Sec 80D
AYUSH coverage
Coverage for Entire Family
Nursing & ICU Expenses
This policy covers the following benefits:
- No medical check-up up to the age of 55 years for people with no medical history
- AYUSH coverage
- Family Floater: one plan, full family
- Road Ambulance Cover
- Cumulative Bonus: 5% of SI for each claim-free year, up to 50%
- Coverage from Rs 1,00,000 to Rs 5,00,000.
- Life-long renewability
- Tax Deduction: Under Sec 80D
Arogya Sanjeevani Health Insurance Policy covers the following subject to terms and conditions:
- Your hospital room rent, boarding expenses and doctor fees
- Nursing expenses, Operation theatre and ICU charges
- Medicines that you consume during the hospital stay
- Road Ambulance Charges
- Pre and Post hospitalization expenses up to 30 and 60 days respectively
- AYUSH Treatment
- Pre-existing diseases from inception of the policy up to 4 years of this policy being in force continuously
- Treatment taken outside India
- Admission primarily for investigation & evaluation
- Admission primarily for rest cure, rehabilitation and respite care
- Expenses related to surgical treatment of obesity that do not fulfill certain conditions
- Change-of-Gender treatments
- Expenses for cosmetic surgery
- Expenses related to treatments resulting from hazardous or adventure sports
- Maternity Expenses
SBI Arogya Sanjeevani Policy: Key Highlights
Cancellation of Policy
The policyholders under the SBI Arogya Sanjeevani Insurance Policy have a 15- days free look period. If the policyholder wants to cancel the policy during this time, he/she can certainly do so after paying the cancellation fee. The paid premium will be refunded to the policyholder minus the expenses that have been incurred by the insurance company, subject to the condition that no claims were made during that period. This free look period is, however, not applicable during the time of the renewal.